Sometimes life insurance is more than just a policy

Life insurance has the aim of allowing people a means to provision for their loved ones when they pass away, but more often than not, it gives the beneficiaries at a chance to carry on with life even when you can no longer be there to see it through. Your loved ones are always your first thought when you wake up each day and they are also the reason that you do a lot of the things that you do every day. When your family gives you the...

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Insurance Continuing Education – Cancelling a Flood Insurance Policy

The cancellation or nullification of Flood Insurance Policy procedures can be found in detail at http://www.fema.gov/business/nfp/manual.shtm  –  and it contains some10 pages of detail.  This discussion does not cover all of the intricacies and details contained in the manual, but should give the agent guidance on what canceling or nullifying a policy can entail, what is needed, and how it can be explained to the client. REFUNDS...

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Accountable Reimbursement Policy – How Should You it Up Set Up?

An accountable reimbursement policy is a method for claiming and reimbursing professional or business expenses. For business and tax reasons, it is usually in the best interest of your Church to have such a policy in place. However, you need to realize that the rules for employee expense reimbursements are the same for Churches as they are for all other businesses. There are not any special rules for Churches in relation to...

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Compare Breakdown Cover Before Cancelling Your Policy

As the effects of the global financial crisis continue to impact our daily lives, many households are seeking ways to save money each month. While energy and water bills must be paid and food and fuel must be bought, it is services that do not have an immediate return that are being cut back on first. This means that many people are neglecting to renew things like their breakdown cover in order to have a little more money available....

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